To be eligible to collect a Canada Pension plan, you must:
- Be at least 60 years old, AND
- Have made at least one valid contribution to the CPP – in other words you must have received at least one paycheque from a job in Canada.
- However, Canada has social security agreements with certain countries so if you have lived worked abroad in one of those countries you may qualify for a pension in Canada.
- Your parents or grandparents therefore need to check with their home country’s pension system to see if they have a social security agreement with Canada.
- As well, they also need to have contributed long enough to their home country’s pension system to qualify for a pension in their home country in order to be able to receive a pension in Canada.
- Go here to see a list of the countries with which Canada has a social security agreement. It includes India and China, many Caribbean countries, and a large number of European countries as well.
To be eligible for an Old Age Security (OAS) pension in Canada you must:
- Be 65 years of age or older
- Be either:
- A Canadian citizen, OR
- A permanent resident of Canada
- When your application is approved
- Have lived in Canada for at least 10 years since the age of 18 (if applying from inside Canada)
If you are applying for OAS from outside Canada, you must:
- Have been a Canadian citizen or legal resident (PR status) when you left Canada
- Have lived in Canada for 20 years since the age of 18
In other words, your parents/grandparents will have to wait for at least 10 years from the date they enter Canada in order to apply for OAS.